Best answer

The same medications appear to trigger red flags for both long-term care and life insurance companies....Namenda (memantine) or Aricept (donepezil). ... Hydrocodone, oxycodone, morphine aka “Opioids.” Long-term use of pain medication raises red flags for insurance companies and almost always results in a closer review.More items...•

Answered by: brentonstrine Date created: May 17, 2022

Does changing car insurance affect credit score?

Asked By: tugberk Date created: May 15, 2022

Your auto insurance scores affect your auto insurance rates much like you would expect your credit scores to affect your interest rates on new loans. The higher your insurance scores, the lower your auto insurance rates will typically be.

Answered By: Hackinet Date created: May 18, 2022

Do warnings affect insurance?

Asked By: Amani Date created: May 15, 2022

Warnings Should Never Affect Car Insurance Rates Generally, any type of traffic warning will not affect your car insurance rates. ... If you receive a verbal warning, then there's unlikely to be any record of the incident that could be reported to the DMV or your car insurance company.

Answered By: Joundill Date created: May 15, 2022

Does getting your car impounded affect your insurance?

Asked By: zed_0xff Date created: May 07, 2022

Towing and car insurance Parking tickets won't affect your car insurance rates. ... And an auto insurance policy will not pay for towing and impound fees.

Answered By: seck Date created: May 10, 2022

How does marital status affect auto insurance rates?

Asked By: daouzli Date created: May 12, 2022

How does your relationship status affect auto insurance rates.

...

Because married drivers are seen as more financially stable and safer drivers, they typically pay less for car insurance.

On average, a married driver pays $75 less per year for car insurance than does a single, widowed, or divorced driver..

Answered By: bobince Date created: May 15, 2022

Does distracted driving ticket affect insurance?

Asked By: Salvador Dali Date created: May 01, 2022

Many factors affect your car insurance rates, and often the most significant is your driving record. In 2011, a ticket for distracted driving (texting or using your cell phone while driving) would have raised a driver's car insurance rates by 0.2%, costing them less than $3 per year in added premium.

Answered By: slideshowp2 Date created: May 03, 2022

Does a cell phone ticket affect insurance in New York?

Asked By: dave Date created: May 14, 2022

Insurance – Can a Cell Phone Ticket Affect my Insurance? In most cases, insurance companies will raise rates of customers who violate cell phone laws while driving. In New York, car insurance rates have increased by an average of 28% since 2011.

Answered By: Christos Panagiotakopoulos Date created: May 17, 2022

Does credit score affect life insurance premium?

Asked By: Antoniossss Date created: May 16, 2022

Your credit score doesn't impact your premiums, but providers assign you an insurance score based on your financial history, which can affect what you pay. Your credit score itself doesn't affect how much you pay for life insurance, but other information in your credit report, like past bankruptcies, will.

Answered By: krosenvold Date created: May 19, 2022

How do low interest rates affect insurance companies?

Asked By: Martin Wettstein Date created: May 14, 2022

During times of persistent low interest rates, life insurers' income from investments might be insufficient to meet contractually guaranteed obligations to policyholders which cannot be lowered. Persistent low interest rates can also affect earnings and life insurers' liquidity.

Answered By: Ran Turner Date created: May 15, 2022

Does 4 points affect insurance?

Asked By: Midhun MP Date created: May 01, 2022

The points given by a state's DMV usually won't impact your auto insurance rates — or at least they won't do so directly. Points tied to an insurance provider can affect rates or premiums, though.

Answered By: arsenal Date created: May 01, 2022

Does age affect car insurance rates?

Asked By: Zorayr Date created: May 04, 2022

Young drivers pay significantly more than older drivers, and regardless of where a driver lives, their rates will drop steadily as they get older. Age vs. Vehicle Type: Age affects car insurance rates more than vehicle type while a driver is young – between the ages of 15 and 25.

Answered By: miken32 Date created: May 07, 2022

Related Question Answers

Mohamed Allal

Professor

How long does at fault accident affect insurance?

When does car insurance go down after an accident? At-fault accidents usually stay on your driving record for between three and five years. As such, you can expect your insurance rates to be affected for at least three years. One way to save on auto insurance is to compare rates and look for a new policy.

Eugene Yokota

Professor

Does DoorDash affect your insurance?

Delivering for DoorDash can increase your car insurance. Since delivery drivers will use their vehicles more frequently, auto insurance companies will offset the risk by raising rates. Here's an example of how the top car insurance companies increase rates based on how much you drive.

FunThomas

Professor

Does illegal U-turn affect insurance?

Auto Insurance Increases for Illegal U-Turns Unless there has been an extreme violation, it's unlikely that your auto insurance company will immediately raise insurance rates. Typically, insurance companies will check your driving record which does impact your insurance rates when your policy is up for renewal.

Yakov Galka

Professor

How does age affect auto insurance rates?

Your age plays a major role in the rate you'll pay for car insurance: Drivers 24 years of age and under often pay the highest insurance rates. Auto premiums often start dropping after you turn 25. Typically, drivers in their 40s and 50s pay the lowest rates.

kindall

Professor

How does age affect car insurance premiums?

Your age plays a major role in the rate you'll pay for car insurance: Drivers 24 years of age and under often pay the highest insurance rates. Auto premiums often start dropping after you turn 25. Typically, drivers in their 40s and 50s pay the lowest rates.

HoldOffHunger

Professional

How does car theft affect insurance premiums?

Do High Car Theft Rates Increase Insurance Rates? Car insurers base all their calculations on risk. So a higher risk of theft = higher insurance rates. If you live in an area where car theft is common, then that can bump up your insurance premium — even if your own neighborhood is considered pretty safe!

Ryan

Professional

How does marriage affect insurance?

Happily, marriage also seems to have a positive impact on auto insurance rates. The fact is that married couples are less likely to get into car accidents. ... Getting married, therefore, generally has a positive effect on your car insurance rates. Most auto insurance carriers offer a discount to married drivers.

Wolkenarchitekt

Professional

Does Cancelling life insurance affect credit?

Life insurance does not directly affect your credit under any circumstances. Life insurance companies do not report payment history to credit bureaus. It is not a factor in your score.

not_speshal

Professional

Does credit score affect car insurance rates?

Your credit score is a key part of determining the rates you pay for car insurance. Better credit often gets you better rates, and worse credit makes your coverage more expensive. Poor credit could more than double insurance rates, according to a nationwide analysis of top insurers.

SaiSurya

Professional

How long does a 50/50 accident affect insurance?

Accidents will impact your car insurance rates in Alberta for up to 6 years. If you were not at fault (i.e. the other driver's insurance covered the cost of repairing or replacing your vehicle) it would not affect your rates.

uminder

User

How much does a ticket affect your insurance?

Photo Radar Tickets and Your Insurance However, photo radar tickets have no effect on your auto insurance rates.

In Alberta, tickets issued through photo radar do not impact a driver's insurance rates or add demerit points to your license.

The ticket will not affect your insurance because it's assigned to the vehicle..

justin

User

What factors affect car insurance rates?

What factors are most important for car insurance rates?Age. Age is a very significant rating factor, especially for young drivers. ... Driving history. This rating factor is straightforward. ... Credit score. ... Years of driving experience. ... Location. ... Gender. ... Insurance history. ... Annual mileage.More items...•5 days ago

J Fabian Meier

User

How does a no fault accident affect insurance?

With no-fault car insurance, after an accident, fault has no impact on what insurer drivers collect compensation from. Each driver files a claim and collects (provided that the accident is covered) from their own insurance company. ... Even with no-fault insurance, your car insurance rates can increase after an accident.

Jonathan Wakely

Guest

Does negligent driving affect insurance?

A negligent driving ticket will, unfortunately, affect your insurance rates. What this type of ticket tells an insurance company is that at some point in your driving history you were negligent and irresponsible. Many insurance companies see this as a risk factor.

Rickard Elimää

Guest

Does age affect home insurance rates?

Age and construction of your home Your home's age and how it was constructed are big factors in your home insurance rates.

bames53

Guest

Will a cell phone ticket affect my insurance in Georgia?

Does Distracted Driving in Georgia Increase Insurance Rates? Distracted driving violations add points to your driver's license, so your car insurance company is likely to increase your rates. The only exception is if you get your first offense dismissed by purchasing hands-free technology for your car.

Avi Flax

Guest

Can hobbies affect my insurance rate?

While risky hobbies might add excitement to your life, they can also add to the amount you pay for life insurance. Hobbies affect life insurance because they can add additional risk to an otherwise risk-free applicant. Additional risk translates to additional premiums.

Laurence

Guest

What factors affect the cost of insurance?

The 3 biggest factors that affect car insurance rates are state coverage requirements, age, and the car's make and model. The more coverage you're required to buy in your state, the more you'll pay for car insurance. As for your age, your peers' driving tendencies can work for or against you.

Skizo-ozᴉʞS

Guest

What factors affect life insurance?

8 Factors That Affect Life Insurance PremiumsAge. Your date of birth is the top factor affecting your life insurance premium. ... Gender. Women tend to live longer than men. ... Health History. ... Family Health History. ... Smoking. ... Hobbies. ... Occupation. ... The Policy.

Esqarrouth

Guest

Does Debadging a car affect insurance?

Debadging a vehicle means removing manufacturer emblems and badges from your vehicle. Removing emblems from a car is only a slight modification and should not affect the insurance rates. If your rates do go up, you may want to consider purchasing a policy from a different insurance company.

javdromero

Guest

Does a seatbelt ticket affect insurance in Georgia?

Seatbelt tickets and insurance rates Because a seatbelt ticket is considered a minor infraction even in states where it's a moving violation, such a ticket won't have a huge impact on your car insurance rates. A seatbelt ticket generally causes no more than a three percent increase in insurance rates.

djvg

Guest

Does age of home affect homeowners insurance?

Age and construction of your home Your home's age and how it was constructed are big factors in your home insurance rates. Even your home's previous claims history can play a part in setting rates.

Didier Spezia

Guest

What can affect a breathalyzer test?

Medications That Can Impact on Your DWI Breathalyzer TestAsthma medications. Albuterol, salmeterol, budesonide, and similar medications under different brand names have been known to affect breathalyzer test results. ... Over-the-counter medications. ... Oral gels. ... Mouthwashes and breath sprays.

Roophie

Guest

Does a warning ticket affect insurance?

Will Warnings Affect Car Insurance Rates? While getting a speeding ticket will raise your insurance, there are traffic violations that don't increase your insurance rates. Receiving any type of traffic warning will generally not affect your car insurance rates.

Boiethios

Guest

Does getting married affect auto insurance?

Happily, marriage also seems to have a positive impact on auto insurance rates. The fact is that married couples are less likely to get into car accidents. ... Getting married, therefore, generally has a positive effect on your car insurance rates. Most auto insurance carriers offer a discount to married drivers.

Daniel Herr

Guest

Does owning a house affect car insurance?

Home Ownership and Car Insurance While owning your home does not directly affect your car insurance rates or ability to qualify for auto insurance, it may strengthen your credibility as an applicant when you shop for insurance.

valex

Guest

What medications can affect the kidneys?

What Meds Might Hurt My Kidneys?Antibiotics.Diuretics.Non-Steroidal Anti-Inflammatory Drugs (NSAIDs)Proton Pump Inhibitors (PPIs)Supplements.Laxatives.If You Have Kidney Disease, Other Medications Can Be Harmful.

John Kugelman

Guest

Does credit score affect life insurance?

Your credit score doesn't impact your premiums, but providers assign you an insurance score based on your financial history, which can affect what you pay. Your credit score itself doesn't affect how much you pay for life insurance, but other information in your credit report, like past bankruptcies, will.

Amit Samant

Guest

Does warning ticket affect insurance?

Warnings Should Never Affect Car Insurance Rates Generally, any type of traffic warning will not affect your car insurance rates. If you were pulled over and the officer gave you a written or verbal warning, then this is unlikely to affect car insurance premiums in any way.

Vao Tsun

Guest

How do points affect insurance?

How do driver's license points impact car insurance rates? Having even one point on your record because of a ticket or accident can raise your auto insurance rates. ... DMV points usually won't cause your car insurance rates to go up directly. Still, the DMV and insurance point systems are pretty closely related.

Jeril Kuruvila

Guest

Does Type 2 diabetes affect life insurance?

Can I Get Life Insurance as a Diabetic? You can get life insurance if you have either Type 1 or Type 2 diabetes, providing your diabetes has been under control for a period of at least 6 to 12 months. You can also get life insurance if you are insulin dependent.

Andrew Reid

Guest

Will a 10 over speeding ticket affect my insurance?

Some insurance companies may seem to miss one speeding ticket where others will increase the rates. Generally you can estimate that speeding tickets will affect the insurance in this manner: one minor speeding ticket – no affect or ten (10) percent increase in rates.

Sebastian Krysmanski

Guest

Does owning a gun affect life insurance?

Most insurance companies don't ask if you own a gun, unlike items such as a swimming pool or trampoline that often result in higher rates due to the added liability risk. ... For example, you could decide to increase your liability limits, purchase an insurance rider, or buy an umbrella policy.

eozzy

Guest

What medications affect kidney function?

What Meds Might Hurt My Kidneys?Antibiotics.Diuretics.Non-Steroidal Anti-Inflammatory Drugs (NSAIDs)Proton Pump Inhibitors (PPIs)Supplements.Laxatives.If You Have Kidney Disease, Other Medications Can Be Harmful.Jan 27, 2020.

konrad.kruczynski

Guest

Does 15 over affect insurance Ontario?

Speeding tickets for 15 over the limit affect insurance rates just like any other traffic ticket. Although there are no points, once paid the conviction goes on the insurance and driving record for three (3) years, affecting insurance rates each renewal.

Richard Hpa

Guest

What medications affect oral health?

The most common types of medications that cause dry mouth include:Antihistamines.Decongestants.High blood pressure medications (including diuretics, calcium channel blockers, and angiotensin-converting enzyme inhibitors)Antidepressants.Sedatives.Pain medications.Parkinson's disease medications.Antacids.Nov 19, 2012

onteria_

Guest

What medications can affect blood alcohol levels?

Medications That Can Impact on Your DWI Breathalyzer TestAsthma medications. Albuterol, salmeterol, budesonide, and similar medications under different brand names have been known to affect breathalyzer test results. ... Over-the-counter medications. ... Oral gels. ... Mouthwashes and breath sprays.

ggordon

Guest

How does inflation affect life insurance?

Life insurers are more likely to be indirectly affected by the impact of inflation for several reasons. High inflation erodes the current value of fixed future payments creating a disincentive for life insurance purchases and an increase in lapse rates.

Chris Stryczynski

Guest

Do speed cameras affect insurance?

Police issued tickets and convictions will dramatically increase your car insurance rates, however, Photo Radar tickets have no affect on your auto insurance rates. You are obligated to pay the fine that comes with photo radar tickets, however, Auto insurance companies can not legally increase your car insurance rates.

Andrew

Guest

What are the factors that affect demand for insurance?

Empirical results indicate that level of income, development of insurance market and level of marketization are the common factors; level of education, development of social security pension, children dependency ratio and elderly dependency ratio mainly affect the demand for life insurance; and inflation mainly affects ...

carlosfigueira

Guest

Will a 10 over ticket affect my insurance?

Some insurance companies may seem to miss one speeding ticket where others will increase the rates.

Generally you can estimate that speeding tickets will affect the insurance in this manner: one minor speeding ticket – no affect or ten (10) percent increase in rates..

Antti Haapala

Guest

Does drug use affect life insurance?

Anyone currently abusing a substance will be declined for life insurance coverage. Life insurance companies may consider applicants with a history of abuse, as long as applicant had discontinued use for, typically, a minimum of two years.

klugjo

Guest

How does longevity risks affect individuals?

Longevity risk is the risk that pension funds or insurance companies face when assumptions about life expectatancies and mortality rates are inaccurate. ... An aging population and greater numbers of people reaching retirement age add to longevity risk.

Nicolai Parlog

Guest

Does life insurance affect credit score?

Life insurance does not directly affect your credit under any circumstances. Life insurance companies do not report payment history to credit bureaus. ... While there is not a direct effect, you can leverage a life insurance policy to your benefit in a number of ways to maintain a good credit score.